HubWho
Real estate brokerages · Ontario · Canada

Brokerage billing software for Ontario

Monthly desk fees, transaction-based splits, tech-stack pass-throughs (MLS, e-sign, CRM), and an agent portal where your team sees their commission history, paid invoices, and current AR.

CAD-native13% HST-awarePAD via Plaid

Why Ontario matters for real estate brokerages

Ontario is Canada's largest agency market — Toronto alone has more reseller agencies than the next 3 cities combined.

Ontario's 13% HST applies uniformly, which makes invoicing operationally simpler than provinces with stacked GST + PST. The trade-off: the combined rate is higher than Alberta's 5% GST-only environment, so retail pricing has to absorb it more visibly.

200+
Agents per brokerage on the Scale plan
YTD
Per-agent totals visible in their portal
Branded
Portal + emails + statements

Real estate brokerages we work best with in Ontario

  • You run a brokerage with 5-200 agents under your license.
  • You charge agents monthly desk fees + per-transaction splits + tech-stack pass-throughs.
  • You're tired of QuickBooks Online for agent billing — it doesn't understand commission splits.
  • You want agents to self-serve payment methods + see their YTD totals.

Real estate brokerages we serve in 5 Ontario metros

Each metro page has city-specific framing + Canadian tax/currency notes.

FAQ — Brokerage billing in Ontario

Is HubWho a good fit for real estate brokerages in Ontario?+

Yes. HubWho works the same in Ontario as it does in every Canadian province — CAD-native invoicing, 13% HST-aware via Stripe Tax, PAD bank pulls via Plaid, and a white-label customer portal under your agency's brand. The per-client margin report + auto-draft + dunning sequences are identical to the US surface.

How does HubWho handle Ontario sales tax?+

Ontario applies 13% HST. HubWho's tax-engine selector (Settings → Billing Policy) routes to Stripe Tax for per-line jurisdictional accuracy, OR uses a static 13.0% rate from lib/canada-geo-data.ts for agencies that prefer manual tax. Stripe Tax is recommended for cross-province client books.

Can Ontario real estate brokerages bill US clients in USD?+

Yes — Stripe Connect supports cross-border CAD↔USD invoicing. Set the invoice currency per-client. The end-client sees the invoice in their currency; you settle in yours. Exchange-rate conversion fees show line-by-line so margin stays auditable.

Can I bill monthly desk fees + per-transaction splits separately?+

Yes. Desk fee is a recurring subscription ($199/mo). Each closed transaction is a one-off invoice with the agreed split percentage applied. Both flow into the agent's portal under one view.

What about cap-based commission structures?+

Track YTD splits per agent in HubWho's metadata, then bill differently once they hit cap. v1 is manual — change the split product on their subscriptions. Automated cap-tracking is on the roadmap for Q2 2027.

Try HubWho free for 14 days in Ontario.

No credit card. CAD-native. Live with your first invoice in under an hour. Works for real estate brokerages in every Canadian province, including Ontario.

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