Payments · Direct merchant · lower rates
Direct merchant account via Authorize.net / NMI
For agencies with existing merchant relationships or large transaction volumes, HubWho supports direct merchant accounts via Authorize.net or NMI. Lower rates than Stripe's standard once underwritten, with the trade-off of a multi-day approval cycle.
What HubWho does with Authorize.net / NMI
Per-tenant merchant credentials
Each agency configures its own Authorize.net / NMI keys. Credentials are encrypted at rest and never exposed in the UI.
Cards via AIM
Charge, void, refund, store payment profile (CIM) — all the standard Authorize.net operations.
ACH via eCheck.Net
Save a bank account once, auto-debit on the invoice due date. Configurable via the same UI as card billing.
Webhook fallback
Authorize.net's silent-post webhooks are wired for chargeback and settlement events.
When you'd pick Authorize.net / NMI
- You already have a merchant account at competitive rates
- Your monthly processing volume justifies the underwriting effort
- You need card-present or specific terminal hardware support down the line
Try HubWho with Authorize.net / NMI
Set up takes minutes. 14-day free trial. No credit card.