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Citable data matrix· 15 facts · last verified 2026-05-24

Sourced facts about agency billing on Vendasta

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Pricing

ClaimValueSourceAs of
HubWho starting price

Entry tier covering up to 25 end-clients with full Vendasta sync, Stripe Connect, ACH, and white-label customer portal.

149
USD / month
Vendor docs
hubwho.com/pricing
2026-05-24
HubWho free trial length

No credit card required to start. Tenants who connect Vendasta + a processor during the trial keep their setup at conversion.

14
days
Vendor docs
hubwho.com/pricing
2026-05-24
HubWho take-rate on end-client payments

Payments flow directly from the agency's end-client to the agency's own merchant account. Roffik (HubWho's platform owner) does not take a percentage.

0
% (zero)
Vendor docs
hubwho.com/pricing
2026-05-24

Processor economics

ClaimValueSourceAs of
Stripe Connect standard card rate

Standard online card pricing on Stripe in the US. International cards and Amex are higher.

2.9% + $0.30Vendor docs
stripe.com/pricing
2026-05-24
Stripe ACH fee cap

Stripe ACH is 0.8% capped at $5 per transaction. Cheapest US payment rail for recurring B2B retainers.

5.00
USD per transaction
Vendor docs
stripe.com/pricing
2026-05-24
Direct-merchant typical underwritten card rate

Underwritten Authorize.net or NMI merchant accounts typically come in 30–60 bps below Stripe Connect once a tenant exceeds ~$200K/year card volume.

2.3 – 2.7
% (range)
Third-party
Industry survey, US small-business merchant rates 2026
2026-05-24
eCheck.Net typical per-transaction fee

Flat per-transaction fee for ACH via Authorize.net's eCheck.Net product. Dramatically cheaper than card on B2B recurring.

0.25 – 0.75
USD per transaction
Vendor docs
authorize.net/echeck.net pricing
2026-05-24

Integration coverage

ClaimValueSourceAs of
Vendasta product categories HubWho syncs

Reputation, Local SEO, Listings, and Social — plus the Marketplace catalog, business directory, and subscription state.

4
categories
HubWho measured
packages/vendasta source
2026-05-24
Connected integrations on HubWho

Vendasta, Stripe Connect, Authorize.net/NMI, Plaid, Resend, Twilio, Inngest, QuickBooks/Xero export, Cloudflare R2.

9
services
HubWho measured
hubwho.com/integrations
2026-05-24

Product capability

ClaimValueSourceAs of
Vendasta credential encryption

Service-account JSON keys are encrypted with a tenant-derived key from CREDENTIAL_VAULT_KEY before any DB persistence. Plaintext never touches disk.

AES-256-GCMHubWho measured
apps/web credential vault
2026-05-24
Audit-log retention (default)

Every money-flow action (mark-paid, refund, processor connect, credential change) lands in an immutable audit_log row with actor + diff.

IndefiniteHubWho measured
packages/db schema
2026-05-24
Vendasta KPI sync cadence

Reputation, Local SEO, Listings, and Social KPIs refresh nightly via the kpi-sync Inngest function. Manual re-sync available from the client detail page.

24
hours
HubWho measured
packages/jobs Inngest crons
2026-05-24
Per-client margin report refresh

Wholesale-vs-retail margin diff is recomputed nightly from the Vendasta product catalog (wholesale) and the agency's package retail prices.

24
hours
HubWho measured
Reports → Vendasta Portfolio
2026-05-24

Market context

ClaimValueSourceAs of
Seeded city landing pages

HubWho is delivered as SaaS — every US metro is served. The seeded pages exist as starting points for major markets.

61
metros
HubWho measured
hubwho.com/agencies-in
2026-05-24
B2B payment volume processed via ACH (US)

ACH dominates US B2B receivables. Agencies who don't offer ACH leave 70%+ of net-30 retainer revenue on a card-fee surcharge.

~71
% (industry estimate)
Third-party
Nacha 2025 B2B payments report
2026-05-24

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