Recurring billing that runs itself.
Set a plan once and HubWho invoices and drafts it — month after month. Late fees, payment plans, and proration are built in, and automated dunning is built to recover failed payments as it ships.
Set the plan once. Bill it forever.
Put each client on a monthly retainer or a custom schedule. HubWho generates the invoice, applies proration and late-fee rules, and queues the next charge automatically.
- Monthly retainers, one-offs, or split payment plans
- Per-tenant late fees + proration handled for you
- Every upcoming charge visible weeks ahead
Monthly retainer · Acme Bakery
$749 / month · auto-drafts on the 1st
- Jul 1$749Scheduled
- Aug 1$749Scheduled
- Sep 1$749Scheduled
Get paid on the due date — without asking.
Invoices auto-draft via ACH on the day they're due and settle straight to your merchant account. Per-client margin is there on demand, after your wholesale cost.
- ACH auto-draft on the due date — no chasing
- Settles to your Stripe or Authorize.net account
- Per-client margin on demand, after wholesale cost
Invoice generated
Acme Bakery · $749
ACH auto-drafted
on due date — no chasing
Settled to your bank
your merchant account
- →
Margin booked
$437 (58%) this client
Built to recover failed payments while you sleep.
When a charge fails, HubWho surfaces it for follow-up today — and automated dunning (a smart retry schedule with branded reminders on your domain) is on the roadmap.
- Configurable retry timing, not a fixed re-run
- Branded reminder emails on your domain — roadmap
- Designed so most recoveries take zero manual work
- !
Payment failed
card declined · $749
Auto-retry in 3 days
smart retry schedule
Reminder email sent
branded, on your domain
Recovered
$749 collected on retry 2
How it works
Build a plan
Pick the amount, cadence, and any late-fee or payment-plan rules. Attach it to a client in seconds.
HubWho bills it
Invoices generate, auto-draft on the due date, and settle to your merchant account — every cycle.
Failures surface for follow-up
Declines are flagged so you can act. Automated retries + branded dunning are on the roadmap; today you stay in the loop on every failed charge.
Questions
- Whose bank account does the money land in?
- Yours. Payments settle to your own Stripe Connect or Authorize.net/NMI merchant account — HubWho is the billing layer, not the processor, and takes 0% of transactions.
- Can I do payment plans or split invoices?
- Yes — split an invoice across N months, and HubWho schedules and drafts each installment automatically.
- How are late fees handled?
- Configure late-fee rules per tenant; HubWho applies them automatically to overdue invoices before the next statement.
See it on your own agency.
HubWho launches Q4 2026. Join the waitlist for early access.