Billing software for Quebec marketing agencies
Quebec is the second-largest Canadian agency market and the only province where French-language invoicing + QST/GST stacking are operationally distinctive.
Why Quebec matters
Quebec applies 5% GST + 9.975% QST = 14.975% combined — the highest combined rate in Canada. Stripe Tax is recommended over the static rate because QST is calculated on the GST-inclusive subtotal in some scenarios, and Stripe handles the compound math accurately.
Bill 101 (Loi sur la langue française) requires French primacy on commercial documents in Quebec. HubWho's email templates + invoice PDFs support per-tenant locale overrides; set the tenant default to French if your client base is Quebec-majority.
Metros in Quebec
Montreal
Montreal agencies often serve French-Canadian SMBs alongside English clients. QST + GST stacking makes per-jurisdiction tax accuracy uniquely important.
Quebec City
Quebec City agencies serve predominantly French-speaking SMBs. QST+GST stacking + French-language invoicing requirements distinguish the workflow.
FAQ — Quebec agencies
Does HubWho support Quebec sales tax?+
Yes — Quebec is 5% GST + 9.975% QST = 14.975% combined. Stripe Tax computes per-line accuracy automatically; static-rate fallback is available for agencies that prefer manual control. Set it in Settings → Billing Policy.
Can Quebec agencies use ACH-equivalent (PAD) bank pulls?+
Yes. Plaid supports Canadian bank accounts (Big-5 + most credit unions). Bank-pull cost is 0.8% capped at $5 CAD via Stripe Connect.
Does HubWho support French-language invoices for Quebec clients?+
Yes via the per-tenant locale override + the i18n message bag in lib/i18n.ts. The customer portal, email templates, statement PDFs, and pay-now flow all honor the locale. Set it to 'fr' for Quebec-majority client bases.
How does HubWho handle QST + GST stacking?+
Two paths. (1) Recommended: enable Stripe Tax — it computes per-line-item compound tax accurately. (2) Manual: lib/canada-geo-data.ts ships the 14.975% Quebec combined rate as a static fallback. Most Quebec agencies pick Stripe Tax because the compound calculation gets nuanced for mixed in-province + out-of-province client books.
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No credit card. Live with your first invoice in under an hour. Works for Quebec agencies just like any US market.
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